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REFINANCE
Reasons to consider Refinancing :
- Better interest rate - and costs – see Health Check Report
- Considering a Fixed Rate – see article about pros and cons
- Different features such as off-set account, redraw facility, interest only
- Reduce repayments – income down or a new child
- Just interested to see what’s available
- Cash out for renovation, holiday, investment
- Change in work situation
- Change in family situation – marriage/ a new child
- Unfortunately, divorce or separation may trigger a refinance
- Consolidate debts – save thousands – click for example
- Often you don’t even need to change lender
Remember, we will only recommend a change if there is a clear advantage to you!
There can be costs in refinancing – these must be weighed up against the benefits.
There can be costs in refinancing – these must be weighed up against the benefits.
