⇒ Often there is only one lender who will do the deal?
⇒ Perhaps they will lend more than their competitors?
⇒ How do you find them?

Lenders all have varying policies, for example : Acceptable income to service the loan : Perhaps you are solid enough to qualify with all lenders?
If you have the time you can contact all lenders (over 30) and review all of their product offerings (over 600 different loans).

Or if you prefer we will do it for you Free of Charge.

A good broker will consider hundreds of loans for you and select several appropriate loans for your circumstances. We at Active Finance have often negotiated “Special Deals” for our borrowers. These deals are not advertised and are not available on the lenders rate cards. Ask us how?

⇒ What if you rent the house down the track?
⇒ What can you do now to maximise the tax position later?
⇒ Should you consider a Fixed Rate?
⇒ Should you choose Interest Only or Principle and Interest?
⇒ What about an off-set account?
⇒ Should you consider a lender “package”?
⇒ What about Exit Fees?

See Home and Investment Loans for more information on our services (Link)

⇒ Referral to professional Low Cost conveyancing services
⇒ Referral to Credit Repair Service that has achieved results for our clients
⇒ Referral to consultant to provide Depreciation Schedule accepted by ATO (investors)
⇒ Referral to honest reliable insurance consultant to ensure you are covered against risks
that, should they occur, would lead to financial distress and possible ruin.

My name is Tim. I am a self employed carpenter from the Gold Coast. At the age of 24 owning a home was just a dream for me. With the help of Active Finance my dream became reality when they achieved what I was told by other financial lenders was impossible.

I made several attempts to get finance but all the lenders advised me it wasn’t achievable. I persisted but all I got was rejection. After a lot of humiliation and disappointment I gave up. It wasn’t until I was talking to another home owner that I was told about Active Finance.

The friendly service and professional treatment made me feel my application was important. Better than that – my application was approved!

Tim Johnstone
Gold Coast

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I can’t believe the way you guys communicated with me. I was kept fully up to date at each stage of the approval process.

Julie Roberts
Brisbane

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Thanks for all the help in purchasing my first investment property. I bought my home 5 years ago and it was not a good experience. The bank really put me through heaps of pressure. You made it easy with your no nonsense approach. I’m a tradie and, though I knew I could save some tax, you clearly explained how it all works with the tax man. It was amazing to realise I don’t really need to put too much cash in each week. I had thought it would be all good in the end but a big burden at first. I’m handling it easy. Thanks again. I’ll be back.

Bill
Kingsgrove

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I had defaults on my Credit Report and, when my friend suggested I call you, I really thought it would be a waste of time. You were honest and told me the bank was right – I couldn’t get approved with the defaults. But then you blew me away – you were actually interested enough to help me get my report cleared up. No one ever went that far before. We’re in the house now and it’s all because you went the extra yard.

Frederic and Celeste
Melbourne

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I thought I was savvy to finance but when my girl friend told me how you helped her refinance and save a lot on interest I thought I’d give you a try. I started to have a bit of confidence in you when the first thing you asked was about my exit fees from the current lender. When you showed me I could cover those fees in 4 months of savings with the new lender it was an easy decision. I’m on track to pay off my home 6 years sooner. Thanks heaps.

Heather Robinson
Coburg

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Thank you so much for all your help. I was stressing but you made it easy. Thanks for your cool head and all that advice.

Cameron (and Candice)
Cairns

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Thanks for being so understanding – I know I was a pain with all those questions. You just seemed to understand. You really helped me get through it. We really love the house.

Simon and Rebecca
Wollongong

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Stuart was very helpful. We were first home buyers and our knowledge was less then it could have been. Stuart helped us every step of the way. He even coached us in negotiating strategies that helped us to buy for less than we expected. We really were a bit scared of it all but Stuart took it all in stride – none of our questions seemed to bother him. He made it all so easy. We are both working people so we appreciated the “plain talk” approach.

Tom and Helen
Engadine

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